STRATEGIC PARTNER: HiP

The NHFC holds a 33.3% equity stake in the HiP. This is a strategic joint venture with the Old Mutual Capital Holdings (Pty) Ltd.  The rationale for this investment was to introduce an innovative income linked housing product which enhances affordability for end-users. 

The borrowers’ loan repayments are delinked to interest rate changes and will only escalate with annual salary adjustments.

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