Laying strong foundations for tomorrow’s success

We provide innovative and affordable housing finance solutions for the low-to-middle income market.

SOCIAL HOUSING FINANCE

Social Housing, by definition, is subsidized rental accommodation that is driven by Social Housing Institutions (SHl’s), Other Delivery Agents (ODA), the Social Housing Regulatory Authority (SHRA), and Provincial Human Settlements Departments in conjunction with Local Municipalities. 

The NHFC provides top-up funding of about 30% as secured debt and the balance of which is provided for by SHRA to accredited SHls and ODAs that qualify for Consolidated Capital Grants (CCG) to complete the project. 

Social Housing projects are aimed at providing subsidised rental housing to accommodate the low- to middle-income rental market sector.

QUALIFYING Criteria

  • The borrowing entity must be a registered legal entity or a Non-Profit Company(NPC) and accredited SHI or ODA,

     

  • The SHI or ODA must qualify and be allocated a CCG and 

  • The project must be financially viable as per NHFC criteria

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